Losing sleep over your debts? Regain control of your finances, and regain control of your sleep

We spend a lot of time on this site talking about the accumulation of sleep debt, the intangible sleep deprivation force that builds up each time you fail to pay your sleep need. Of course, many things can contribute to our accumulation of sleep debt, outside factors such as busyness and stress included.

Things perhaps get a bit ironic if money problems enter the picture and your financial debt starts feeding your sleep debt. In this case, two debts are certainly not better than one.

Such financial issues can sometimes trigger viscous cycles where the external stress leads to lost sleep, which in turn can lead to lost earning productivity and deeper stress as felt through the lens of sleep deprivation. One augments the other, and vice versa. Because of these types of cycles, it's important to nip the external issues in the bud when possible.

When it comes to financial debt influencing your sleep debt, this guest article will try to provide you a bit of information so that you don't dig yourself deeper in either hole, but actually get out of both debts.


If you're in debt, you'll know all too well that it can be pretty stressful. However, if it's reached the stage where you're actually accumulating a sleep debt over the money you owe, you should take action immediately, for the sake of your health and your finances.

Let's take a look at how you could regain control over your finances and really work on repaying the money you owe.

Regaining control over your finances

Seek professional debt advice

One of the first things you should do if you're struggling to keep track of your debts is seek professional debt advice.

You might just need a little advice on how to improve your budgeting skills, for example, or your adviser may offer to put you in touch with a debt consolidation company, who might be able to help you simplify your finances by consolidating your debts.

However, if your debt problems are more serious and require more specific help, you may be advised to look into some other debt solutions, like debt management, for example.

Take things one step at a time

It's important that you don't let things get on top of you when dealing with your debts--take things one step at a time. You can't pay back a large sleep debt in one night, nor can you get rid of your financial debts overnight. So simply take a step back remind yourself that it's a process. It might take a while for some, but for both sleep debt and financial debt, taking things one focused step at a time will eventually get you there.

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About This Site

Welcome! This site is continuously being created by students of Dr. William C. Dement's Sleep And Dreams course at Stanford University.

We made this site as a call to action for people all over the world to live healthier, happier, safer, and more productive lives by learning about their own sleep. We have faith that reading the information provided on this site will motivate you to be smart about your sleep deprivation and strategic about your alertness in order to live life to your fullest, most energetic potential.

In fact, we challenge you to do so! What do you say, are you up for the challenge?

The Stanford Sleep Book

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Dr. Dement's pioneering textbook has been the core text for Sleep and Dreams since 1980, but it has just recently been made available to the wider public for the first time.

In it you'll find a more detailed account of the most important things you need to know about sleep, alertness, dreams, and sleep disorders. Studies, statistics, plus plenty of Dr. Dement's classic anecdotes painting the history of sleep medicine.

Preface | Intro | Contents | Get A Copy

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